Our strategic and well developed relationships with key institutional leaders and private lenders allow us to:

  • Help you take the next step and expand
  • Enable mergers or acquisitions
  • Streamline transactions
  • Negotiate best pricing
  • Align Proprietors on Innovative Solutions

Our established business model enables us to secure the best deals from trusted lenders on any type of commercial or residential property you may be purchasing.

 


CASE STUDIES:

STUDY 1: Take the Next Step

Condo Office: $1,250,000

Needed: $812,500

Challenge
  • Established business was looking to expand and purchase office space
  • Unexpected accounting errors lead to taxes owing
  • Owner had bruised credit
Solution
  • 1st mortgage for $ 812,500
  • Discounted bank rate
  • Company now able to accumulate equity via their new location

New office space allowed for growth and an improved customer experience

 

STUDY 2: Own Instead of Lease

Industrial Condo Unit: $350,000

Needed: $245,000

Challenge
  • Client owns a trucking company
  • Facing a competitive market with thin profit margins
  • Difficult to accumulate owners’ equity and build credit worthiness
Solution
  • 1st mortgage of $245,000 with an accelerated repayment option
  • Discounted Trust rate
  • By following our 3 year plan, the client will accumulate sufficient equity to qualify at most ‘Triple-A’ lenders
  • A real-estate asset looks great on the balance sheet in attracting possible buyers for the business

 

STUDY 3: M & A

Asset Value: $2,400,000

Needed: $1,100,000

Challenge
  • A restaurant with strong financials and owner with some personal assets
  • Looking to buy out a competitor to expand to a near-by area
  • Business being bought over has no tangible assets and requires a major overall before operations can begin
Solution
  • Cross-collateral mortgage of $1,100,000 on 2 draws
  • Discounted bank rate
  • First draw will bring newly purchased location up to operating condition
  • Second acts as operating capital to get both ventures to move to the next level

 

STUDY 4: International Business Investment

Asset Value: $14,000,000

Needed: $6,300,000

Challenge
  • International Business Investor who has never been to Canada
  • Looking to buy a Major Automaker dealership
  • Inability to be present for the transaction in person
Solution
  • Private mortgage for $6,300,000
  • Competitive Private Mortgage rate
  • Interest payments subtracted from advance
What is a Mortgage?
A mortgage, or mortgage loan, is a legal agreement where a lender offers money to a borrower to purchase real estate in exchange for interest. The loan is secured by the real estate, so if the borrower fails to repay (defaults) the lender can foreclose, selling the property to pay off the loan.

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    Why Mortgage Bee?

    Mortgage Bee is built by Canadians to help Canadians, and that’s exactly what we do. Our many years of industry experience have taught us how to bring you the best results. 

    We are proud to serve our community and neighbours. So pick Mortgage Bee today, and help guarantee the value of your home.

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